[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.keraben-cr.cz\/je-americka-nebankovni-hypoteka-vhodna-pro-nas-trh\/#Article","mainEntityOfPage":"https:\/\/www.keraben-cr.cz\/je-americka-nebankovni-hypoteka-vhodna-pro-nas-trh\/","headline":"Je americk\u00e1 nebankovn\u00ed hypot\u00e9ka vhodn\u00e1 pro n\u00e1\u0161 trh?","name":"Je americk\u00e1 nebankovn\u00ed hypot\u00e9ka vhodn\u00e1 pro n\u00e1\u0161 trh?","description":"Nen\u00ed pochyb o tom, \u017ee m\u00edt vlastn\u00ed d\u016fm \u010di byt je snem mnoha mlad\u00fdch lid\u00ed. Av\u0161ak ceny nemovitost\u00ed jsou tak vysok\u00e9, \u017ee jen m\u00e1lokomu se spln\u00ed. Tedy pokud jim rodi\u010de ji\u017e od mala pro tento \u00fa\u010del ne\u0161et\u0159ili pen\u00edze, a\u0165 ji\u017e do kasi\u010dky nebo prost\u0159ednictv\u00edm n\u011bkter\u00e9ho z mnoha stavebn\u00edch spo\u0159en\u00ed. Je v\u0161ak t\u0159eba \u0159\u00edci, \u017ee i […]","datePublished":"2020-08-17","dateModified":"2023-05-15","author":{"@type":"Person","@id":"https:\/\/www.keraben-cr.cz\/author\/#Person","name":"","url":"https:\/\/www.keraben-cr.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/1fd5b20daa9a47a1102459a7c733d369075d8cc724ab489feb8ed72c657d346e?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/1fd5b20daa9a47a1102459a7c733d369075d8cc724ab489feb8ed72c657d346e?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"keraben-cr.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.keraben-cr.cz\/wp-content\/uploads\/hypoteka6_10_7.jpg","url":"https:\/\/www.keraben-cr.cz\/wp-content\/uploads\/hypoteka6_10_7.jpg","height":0,"width":0},"url":"https:\/\/www.keraben-cr.cz\/je-americka-nebankovni-hypoteka-vhodna-pro-nas-trh\/","about":["Pen\u00edze"],"wordCount":433,"articleBody":"   Nen\u00ed pochyb o tom, \u017ee m\u00edt vlastn\u00ed d\u016fm \u010di byt je snem mnoha mlad\u00fdch lid\u00ed. Av\u0161ak ceny nemovitost\u00ed jsou tak vysok\u00e9, \u017ee jen m\u00e1lokomu se spln\u00ed. Tedy pokud jim rodi\u010de ji\u017e od mala pro tento \u00fa\u010del ne\u0161et\u0159ili pen\u00edze, a\u0165 ji\u017e do kasi\u010dky nebo prost\u0159ednictv\u00edm n\u011bkter\u00e9ho z mnoha stavebn\u00edch spo\u0159en\u00ed.Je v\u0161ak t\u0159eba \u0159\u00edci, \u017ee i pro ty, jim\u017e rodi\u010de ne\u0161et\u0159ili, existuje \u0159e\u0161en\u00ed. T\u00edm je hypot\u00e9ka, tedy \u00fa\u010delov\u00e1 p\u016fj\u010dka, ur\u010den\u00e1 ke koupi \u010di rekonstrukci dan\u00e9, p\u0159edem vybran\u00e9 nemovitosti. Jist\u011b, jako v\u0161echny p\u016fj\u010dky je v kone\u010dn\u00e9m d\u016fsledku pro dlu\u017en\u00edka nev\u00fdhodn\u00e1, av\u0161ak pro mnoho lid\u00ed je to jedin\u00fd zp\u016fsob, jak si opat\u0159it vysn\u011bnou nemovitost.Faktem v\u0161ak je, \u017ee hypot\u00e9k existuje mnoho typ\u016f, kter\u00e9 se li\u0161\u00ed p\u0159edev\u0161\u00edm v\u00fd\u0161\u00ed \u00farok\u016f a jin\u00fdch poplatk\u016f a tak\u00e9 t\u00edm, za jak\u00fdch podm\u00ednek jsou tyto pen\u00edze poskytnuty. Jedn\u00edm z t\u011bch, kter\u00e9 se na na\u0161em trhu objevily teprve ned\u00e1vno, je i americk\u00e1 nebankovn\u00ed hypot\u00e9ka.Jak ji\u017e n\u00e1zev napov\u00edd\u00e1, je poskytov\u00e1na pouze nebankovn\u00edmi subjekty, tedy firmami, kter\u00e9 se specializuj\u00ed na poskytov\u00e1n\u00ed nejr\u016fzn\u011bj\u0161\u00edch druh\u016f p\u016fj\u010dek, v\u010detn\u011b hypot\u00e9k. Je to proto, \u017ee zde nen\u00ed t\u0159eba ru\u010ditel. Ru\u010d\u00ed se danou nemovitost\u00ed, kter\u00e1 je, a\u017e do pln\u00e9ho splacen\u00ed cel\u00e9 \u010d\u00e1stky, v\u010detn\u011b ve\u0161ker\u00fdch \u00farok\u016f a poplatk\u016f, majitelem firmy, kter\u00e1 pen\u00edze poskytla. A je jasn\u00e9, \u017ee tyto podm\u00ednky by banka d\u00e1t ze z\u0159ejm\u00fdch d\u016fvod\u016f nemohla.Tento typ k n\u00e1m p\u0159i\u0161el ze Spojen\u00fdch st\u00e1t\u016f Americk\u00fdch, kde se jedn\u00e1 o naprosto b\u011b\u017enou metodu financov\u00e1n\u00ed bydlen\u00ed. Jak si ale vede v na\u0161\u00ed republice? M\u00e1 v\u016fbec \u0161anci se prosadit?Popravd\u011b \u0159e\u010deno, m\u00e1. Je sice fakt, \u017ee zat\u00edm si teprve hled\u00e1 sv\u00e9 m\u00edsto na trhu, a mezi lidmi nen\u00ed p\u0159\u00edli\u0161 zn\u00e1m\u00fd, sv\u00e9 z\u00e1kazn\u00edky si p\u0159esto nach\u00e1z\u00ed. Jsou to hlavn\u011b lid\u00e9, kte\u0159\u00ed necht\u011bj\u00ed nebo nemohou nikoho po\u017e\u00e1dat, aby jim d\u011blali ru\u010ditele. A je pravdou, \u017ee je spousta lid\u00ed, kte\u0159\u00ed se styd\u00ed o tuto slu\u017ebu \u017e\u00e1dat, nebo necht\u011bj\u00ed zatahovat sv\u00e9 p\u0159\u00edbuzn\u00e9 a zn\u00e1m\u00e9 do sv\u00fdch finan\u010dn\u00edch transakc\u00ed.A\u0165 tak \u010di tak, klientelu m\u00e1 a v\u011b\u0159\u00edm, \u017ee d\u00e1le poroste. Rozhodn\u011b se na na\u0161em trhu neztrat\u00ed.                                                                                                                                                                                                                                                                                                                                                                                          3.8\/5 - (12 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Je americk\u00e1 nebankovn\u00ed hypot\u00e9ka vhodn\u00e1 pro n\u00e1\u0161 trh?","item":"https:\/\/www.keraben-cr.cz\/je-americka-nebankovni-hypoteka-vhodna-pro-nas-trh\/#breadcrumbitem"}]}]